Best Coverage Business Insurance and Commercial Insurance
Insurance Partners, Inc., agents understand and can explain business insurance/commercial insurance. Our goal is to help you protect your business from unexpected risk. Click the “Free Business Insurance Quote” button below to connect with an experienced agent to discuss your ongoing business insurance needs.
Your business insurance/commercial insurance policy contains various types of coverage. We describe each type below.
- Property Insurance
Safeguard your tangible and intangible business property. For instance, buildings, office equipment, stock, and/or copyrights are business property. Property insurance may include loss of use and/or lost income after damage to your business property.
- Liability Insurance
Protect your business from claims like property damage or lawsuits. For example, a slip and fall on your property or a product that causes injury. Another common term for liability is ‘casualty’.
- Business Auto Insurance
Protect your business’s road motor vehicles. For example, a business car, truck, or trailer. Business auto insurance is also known as ‘commercial auto insurance’.
- Workers’ Compensation Insurance
Employer-paid coverage for employees who suffer a work-related injury or illness. Therefore, coverage may include medical expenses, lost wages, and/or death benefits.
- Crime Insurance
Safeguard your business from losses caused by theft, robbery, or burglary of real property, monies, and/or securities. Thus, crime insurance covers your business both on and off your company’s physical property.
- Mobile Equipment Insurance
For the protection of land vehicles or machinery that are not licensed or designed for road use. For example, of mobile equipment include forklifts, bulldozers, and other vehicles or machinery used in construction or industry.
- Business Umbrella Insurance
Cover your business by increasing the primary limits of liability coverage. In addition, “umbrella” generally extends coverage over automobiles, general liability, and employer’s liability.
- Surety Bonds
Agreements, not insurance, to provide monetary payment to a third party in case your business does not perform specific acts within a stated period of time.
- E&O (Errors and Omissions)
Protect your business from loss because a third party claims your business committed neglect, error, or omission.
- EPLI (Employment Practices Liability Insurance)
Protect your business, directors and officers, and employees in case terminated or unpromoted employees file a claim.